Terms of Use
About this Site
This website (Site) is operated by Chess Lending Pty Ltd (“we”, “our”, or “us”).
The Site is available at https://www.chesslending.com.au and may be accessible through other channels or domain addresses.
Acceptance of Terms
By accessing or using this Site, you agree to these Terms of Use and our Privacy Policy (together, the Terms).
If you do not agree, you must immediately stop using the Site.
Changes to These Terms
We may update these Terms at any time by publishing the revised version on the Site.
Your continued use of the Site after changes are published constitutes acceptance of the updated Terms.
We may also change, suspend, or remove any content on the Site at any time without notice.
We do not guarantee that the content will always be current, complete, or error-free.
Licence to Use the Site
We grant you a limited, non-exclusive, non-transferable, revocable, royalty-free licence to access and use the Site
for personal and lawful purposes, subject to these Terms.
Any other use requires our prior written consent.
Prohibited Use
You must not use the Site in any way that is unlawful, harmful, or interferes with the operation of the Site
or the rights of others. This includes (but is not limited to):
- Breaching any person’s privacy or legal rights
- Harassing, threatening, or offending others
- Interfering with other users or the Site’s functionality
- Uploading viruses, malicious code, or attempting unauthorised access
- Using the Site to send unsolicited communications
- Assisting or enabling a third party to do any of the above
Competitors
You must not use this Site or its content for any purpose that competes with or seeks to replicate our business,
services, or commercial offerings.
Information Disclaimer
All information on this Site is general in nature and does not take into account your personal
objectives, financial situation, or needs.
The content is not financial advice, credit advice, or a recommendation.
You should obtain independent professional advice before making any financial or credit decisions.
While we aim to provide accurate information, we make no guarantees as to its completeness, reliability, or suitability,
to the extent permitted by law.
Intellectual Property
Unless otherwise stated, all intellectual property on this Site—including text, branding, logos, graphics, and layout—
is owned by or licensed to us.
You must not, without our prior written consent:
- Copy, reproduce, or distribute Site content
- Republish content on another website or platform
- Modify, frame, or create derivative works from the content
Your access to the Site does not grant you any ownership rights.
User-Submitted Content
If you submit or upload any content to the Site (“User Content”), you grant us a worldwide, perpetual, royalty-free
licence to use, reproduce, modify, display, and distribute that content.
You warrant that:
- You own or have permission to submit the User Content
- The User Content does not infringe any rights or laws
We may remove User Content at our discretion. We do not endorse or accept responsibility for content submitted by users.
Third-Party Links
The Site may include links to third-party websites. These are provided for convenience only.
We do not control, endorse, or accept responsibility for those websites or their content.
Accessing third-party sites is at your own risk.
Suspension or Termination
We may suspend or terminate your access to the Site at any time without notice.
We are not liable for any loss resulting from such action.
Warranties and Disclaimers
To the maximum extent permitted by law:
- The Site and its content are provided “as is”
- We do not warrant that the Site will be uninterrupted, secure, or error-free
- We do not guarantee the accuracy or suitability of any content
You use the Site entirely at your own risk.
Limitation of Liability
To the fullest extent permitted by law, we are not liable for any loss or damage—whether direct, indirect, incidental,
or consequential—arising from your use of the Site or reliance on its content, including loss of data or business interruption.
Indemnity
You agree to indemnify and hold us harmless from any claim, loss, damage, or expense arising from your use of the Site,
breach of these Terms, or violation of any law.
This obligation survives termination.
Termination of Terms
We may terminate these Terms at any time. Clauses relating to intellectual property, disclaimers, limitation of liability,
and indemnity continue after termination.
Dispute Resolution
If a dispute arises, both parties agree to attempt to resolve it in good faith.
If unresolved after 21 days, either party may commence legal proceedings.
All discussions during dispute resolution are confidential.
Severability
If any part of these Terms is found to be invalid or unenforceable, that part will be severed,
and the remaining Terms will remain in full force.
Governing Law
These Terms are governed by the laws of New South Wales, Australia.
You submit to the exclusive jurisdiction of the courts of New South Wales.
If you access the Site from outside Australia, you do so at your own risk and are responsible for complying with local laws.
Contact Us
If you have any questions about these Terms, you can contact us at:
Chess Lending Pty Ltd
Email: info@chesslending.com.au
Website: https://www.chesslending.com.au/